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Here’s How Switching to a VA Loan Helps Your Finances
Military personnel, veterans, and qualified spouses have plenty of great options for financing a home loan. For instance, if you fall under any of these categories, you can refinance your mortgage into a VA home loan. It’s easy to meet the criteria for a refinance—for example, if you’ve completed 90 days of active duty military service during a...

Prepare for Homeownership as a Renter: 5 Steps to Follow
There are pros and cons when renting a property, but the cons outweigh the pros. The biggest drawback of renting a house is that you don’t get something valuable in return, especially now that rent prices continue to increase. Why not take steps to own a house? Even if you think you’re not “there” yet due to your finances and other situations in...

Adjustable-Rate vs. Fixed-Rate Mortgage: Which One Is Better
Your home is a major investment that requires a huge amount of money. If you are planning on buying one soon, you will likely finance your purchase by taking out a mortgage. Your mortgage lender charges interest, and the interest rate depends on the type of mortgage you pick. You can choose between an adjustable-rate mortgage and a fixed-rate...